For independent insurance agencies
Your carriers paid you. Did they pay you enough?
Pineapple Split checks your commission statements against the rates you supply. See which payments look wrong, why they were flagged, and what to follow up on.
3 statements every month. No credit card.
Forward a carrier email, or upload a CSV, Excel file, or readable PDF.
Keep your AMS. Keep your accounting software.
Use Pineapple Split alongside them to check carrier commissions and prepare producer payouts.
Try the walkthrough
Fictional example · no signupStart with a file you already have.
Forward a carrier email to your agency’s private address, or upload a file. Pineapple Split organizes the rows for review. New layouts may need your help.
Example Mutual
June statement · homeowners renewal
- Policy
- DEMO-002
- Premium
- $2,000
- Carrier paid
- $240
The payment arrived. But was it the right amount?
Less hunting through rows
Bring different carrier layouts into one consistent view.
A reason behind each flag
Inspect the source payment and the calculation that raised it.
A clear list to work through
Review potential shortfalls, missing rates, and gaps in history.
Your first check starts with one statement.
You don’t need to move your whole agency over. Create a free account, bring a recent statement, and build from there.
Explore the full sample reportInspect the source rows and download a fictional review.
- 1
Forward straight from your inbox
Your private agency address is ready when you first open the app. Forward the carrier email with its CSV, XLSX, or text-based PDF attached, or upload a file.
- 2
Confirm the details and add your rates
Review unfamiliar layouts. Supply the applicable carrier rates to check for underpayments. Missing rates and payment history are shown as information gaps.
- 3
Work through what needs attention
Open a finding, check the supporting rows, and decide what needs follow-up. Add more statements to build the payment history available for future checks.
Before you bring your own statement
What’s included in a free account?
You can forward or upload 3 statements per calendar month, with no credit card required. Start with one statement and use the available reconciliation checks. Paid plans add statement capacity; creating an account does not enroll you in a paid plan.
Do I need my carrier agreements to get started?
You can forward or upload a statement first. Rate comparisons need the applicable expected rates you supply; payment-history checks need earlier statements. Without that information, Pineapple Split shows what is missing instead of treating those commissions as verified.
Will it work with my carrier’s files?
Pineapple Split supports CSV, Excel (.xlsx), and readable, text-based PDFs for P&C, Medicare, health, and life commissions. An unfamiliar layout may need a mapping review. Scanned PDFs and every carrier-specific format are not automatically supported.
Does Pineapple Split recover the money for me?
It identifies potential discrepancies and helps you track recovery cases. Your team verifies the details and follows up with the carrier. Confirmed recoveries require agency-confirmed receipts linked to the case; a flagged difference is not a guarantee of money owed or recovered.
What happens to the statement data?
Parsed commission rows are stored in your account, and original parsed rows are retained for audit. Optional AI-assisted mapping can send headers and sample rows to Anthropic. See our privacy policy for processing, retention, and deletion details.
Read our data and deletion details, or ask the founder a question.
Make your next commission check easier to act on.
Start with a recent statement. See the available checks, review the evidence, and find out what information you need next.
Prefer help with your first statement? Our optional paid Commission Reconciliation Review provides hands-on assistance, with scope and fees agreed before payment.