Get every commission dollar you earned.
Carriers underpay, miscode, and claw back commissions on every statement. Pineapple Split reads any carrier format, checks the math, shows you exactly what is missing, and splits the payouts down your hierarchy.
No card to start. Upload a statement and see what you have been missing.
Statement
Summit Senior · Q1
Discrepancies found
$1,941.00
across 4 policies this period
- UnderpaidMA new, $500 vs $694 FMV-$194
- Phantom chargebackNo matching original-$694
- New / renewal miscodeEffective 2019, coded new–
- Header total mismatchStated ≠ sum of lines-$100
Reconciled in seconds. Every figure links to its source row.
The first 25 agencies get 6 months free.
Pineapple Split is new, and the first 25 agencies get to shape it. Join as a founding partner and get any plan free for six months. In return, run your real statements through it and tell us what would make it indispensable: founding feedback steers the roadmap directly, and every statement makes the engine sharper.
We are transparent about being early: double-check CMS rates against your own plan documents before acting on a flag while we finish verifying every value.
6 months
free on any plan
- Full reconciliation + downline payouts
- Card on file, auto-converts after 6 months
- Cancel anytime before then
No two carrier statements look alike. So the errors stay hidden.
Every carrier formats statements differently and changes them without notice. Most agencies reconcile in spreadsheets, if at all. The money lost to missed payments, bad chargebacks, and new-versus-renewal miscoding is invisible until someone checks the math.
8%
of commissions can be lost to errors in manual reconciliation
On a book doing $400k a year, that is as much as $32,000 walking out the door, one small discrepancy at a time.
Upper-bound estimate from industry research on manual, spreadsheet-based commission management.
Upload a statement. Get the truth. Pay your people.
Upload the statement
Drop in a CSV, Excel, or PDF from any carrier. The engine extracts every line, no template required.
See the discrepancies
Each line is checked against expected rates and prior periods, then flagged by severity with a plain-English reason.
Split the payouts
Walk commissions down your hierarchy with splits and overrides, apply chargebacks, and export per-agent payout statements ready for 1099 prep.
A reconciliation engine that understands commissions.
Catches the leaks
Underpayments, rate mismatches, duplicate and phantom chargebacks, miscoded new-vs-renewal, and totals that do not add up.
Any carrier format
PDF, Excel, and CSV with wildly different columns. Learns each layout once, then reconciles it automatically.
Downline payouts
Multi-level hierarchies, split percentages or flat overrides, chargebacks applied to the right agent, per-agent payouts ready for 1099 prep.
CMS-aware math
Medicare Advantage and PDP fair-market-value checks built in, including the cap. Med Supp and life check against per-carrier rates set up for your account.
Clean exports
Exception reports and payout statements as CSV and a polished PDF you can hand to a carrier or an agent.
Your data stays yours
Files you upload, period. We never scrape carrier portals or touch credentials, and every figure traces to its source row.
Learn a carrier once. Never map it again.
The first time a new carrier format appears, it goes to a quick review queue where you confirm the column mapping. After that, every statement in that format reconciles automatically. Your coverage compounds with every upload.
We never auto-guess an unknown format and present it as final. A human confirms, then it is saved.
See what your last statement missed.
Upload one statement free. If it finds nothing, you sleep better. If it finds something, you just paid for the year.