Notes from the commission mines.
Plain-language writing about insurance commissions: how the money moves, where it leaks, and how to get it back. The jokes are free; the dollar figures are played straight.
ChargebacksJune 11, 2026· 3 min read
The phantom chargeback: a ghost story
A chargeback with no matching original commission is the most common spooky line item on an insurance commission statement. What phantom chargebacks are, why they happen, and how to dispute one with documentation.
Read it →How-toJune 11, 2026· 3 min read
How to reconcile an insurance commission statement
A practical, step-by-step process for reconciling carrier commission statements: what to check on every line, the seven discrepancies worth money, and when a spreadsheet stops being enough.
Read it →Field notesJune 11, 2026· 4 min read
Eight ways carriers underpay you, ranked by audacity
The eight commission discrepancies that show up on real insurance statements, ranked from honest rounding to phantom clawback, with the fix for each one.
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